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Showing posts with label NPS. Show all posts
Showing posts with label NPS. Show all posts

Friday, September 29, 2023

How to Check CPF Registration Date@NPS Log in

 How to Check CPF Registration Date

સીપીએફ માં જોડાયા તારીખ કઈ રીતે શોધવી તેના માટેના સ્ટેપ નીચે આપેલ છે એ મુજબ પ્રોસેસ કરવાથી સીપીએફમાં રજીસ્ટ્રેશન ની તારીખ તમે જોઈ શકશો. 

Steps for how to find date of joining CPF are given below by processing accordingly you will be able to see the date of registration in CPF.

સીપીએફ રજીસ્ટ્રેશન ની તારીખ શોધવા માટે નીચે મુજબના સ્ટેપને અનુસરો.

Follow the steps below to find the date of CPF registration.

  • સૌપ્રથમ નીચે આપેલી લીંક પર ક્લિક કરીને એનપીએસ ની એપ્લિકેશન ડાઉનલોડ કરો. 
  • First download NPS application by clicking on the link given below.
  • Link : https://play.google.com/store/apps/details?id=nps.nps
  • NPS ની એપ્લિકેશન ખોલી અને લોગીન પર ક્લિક કરો. 
  • Open NPS application and click on login.
  • લોગીન પર ક્લિક કરતા નીચે મુજબની સ્ક્રીન તમને જોવા મળશે. તેમાં તમારો PRAN નંબર અને તમારો પાસવર્ડ નાખો.
  • After clicking on login you will see the following screen.  Enter your PRAN number and your password in it.


  • જો પાસવર્ડ ખબર ના હોય તો લોગીન ના નીચે રીસેટ પાસવર્ડ લખેલું છે એના પર ક્લિક કરો.
  • If you don't know the password, click on Reset Password under Login.
  • રીસેટ પાસવર્ડ પર ક્લિક કરતા બે ઓપ્શન ખુલશે જેમાં પ્રથમ ઓપ્શનમાં યુઝિંગ સિક્રેટ ક્વેશ્ચન અને બીજા ઓપ્શનમાં યુઝિંગ ઓટીપી આવું લખેલું જોવા મળશે એમાં યુઝિંગ ઓટીપી પર ક્લિક કરવું.
  • Clicking on Reset Password will open two options in which in the first option Using Secret Question and in the second option Using OTP will be seen written like this then click on Using OTP.

  • Using OTP પર ક્લિક કરતા નીચે મુજબની સ્ક્રીન જોવા મળશે. જેમાં તમારો PRAN નંબર નાખો. તમારી જન્મ તારીખ નાખો. તમારે જે પાસવર્ડ બનાવવો છે તે પાસવર્ડ બે વખત લખો. પછી કેપ્ચામાં સરવાળો કે બાદબાકી આપેલ હશે એનો જવાબ લખી નાખો. ત્યારબાદ જનરેટ ઓટીપી પર ક્લિક કરો એટલે તમારા રજીસ્ટર કરેલા મોબાઈલ ઉપર ઓટીપી આવશે એ ઓટીપી નાખતા તમે નક્કી કરેલ પાસવર્ડ સેટ થઈ જશે. હવે તમારા PRAN નંબર અને પાસવર્ડ ની મદદથી લોગીન કરો.
  • Clicking on Using OTP will show the following screen.  In which enter your PRAN number.  Enter your date of birth.  Type the password you want to create twice.  Then write the answer of addition or subtraction given in captcha.  After that click on Generate OTP, OTP will be sent on your registered mobile, the password you have decided will be set after entering the OTP.  Now login using your PRAN number and password.

  • લોગીન કરતા નીચે મુજબની સ્ક્રીન ખુલશે. જેમાં EMAIL/DOWNLOAD TRANSACTION STATEMENT પર ક્લિક કરવું.
  • After login the following screen will open.  In which clicking on EMAIL/DOWNLOAD TRANSACTION STATEMENT.

  • EMAIL/DOWNLOAD TRANSACTION STATEMENT પર ક્લિક કરતા નીચે મુજબની સ્ક્રીન જોવા મળશે. એમાં બે ઓપ્શન બતાવશે. પહેલા ઓપ્શનમાં તમારું સ્ટેટમેન્ટ છે એ ઈમેલમાં આવશે જો ઇમેલ આઇડી રજીસ્ટર કરેલી હશે તો જ ઈમેલમાં આવશે અને બીજું ઓપ્શન છે એમાં તમે તમારું સ્ટેટમેન્ટ છે એ ડાઉનલોડ કરી શકશો.
  • By clicking on EMAIL/DOWNLOAD TRANSACTION STATEMENT the following screen will be seen.  It will show two options.  In the first option, your statement will come in the email only if the email id is registered, and in the second option, you will be able to download your statement.

  • સ્ટેટમેન્ટ ડાઉનલોડ પર ક્લિક કરતા નીચે મુજબની સ્ક્રીન ખુલશે એમાં સબમિટ આપવાનો. સબમીટ આપશો એટલે તમારું સ્ટેટમેન્ટ ડાઉનલોડ થવાનું ચાલુ થશે અને સ્ટેટમેન્ટ ડાઉનલોડ થયા પછી એના નીચે જે ઓપ્શન છે એ ઓપ્શનમાંથી તમે સ્ટેટમેન્ટ જોઈ શકશો એને ઓપન કરી શકશો. 
  • After clicking on statement download, the following screen will open to submit.  If you submit, your statement will start downloading and after the statement is downloaded, you can view the statement from the option below it and open it.

  • હવે Per Day SOT Download history પર ક્લિક કરતા ઓપન ઉપર ક્લિક કરી સ્ટેટમેન્ટ જોઈ શકાશે. સ્ટેટમેન્ટ જોતા નીચે મુજબના ફોટા માં બતાવ્યા પ્રમાણે સૌથી પહેલું ઓપ્શન રજીસ્ટ્રેશન ડેટ લખેલી હશે એમાં તમારું સીપીએફ નું રજીસ્ટ્રેશન ક્યારે થયું એ તમે જોઈ શકશો.
  • Now by clicking on Per Day SOT Download history, the statement can be viewed by clicking on Open.  Looking at the statement, as shown in the following photo, the first option will be the registration date, in which you will be able to see when your CPF registration was done.

આવી અવનવી માહિતી માટે દરરોજ અમારી વેબસાઈટ www.latestnokri.xyz જોતા રહો. Thank you.

Keep visiting our website www.latestnokri.xyz daily for such latest information.  Thank you.
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Wednesday, March 8, 2023

NPS - National Pension System વિશે જાણો સરળ ભાષામાં

 NPS - National Pension System વિશે જાણો સરળ ભાષામાં 

Official App of NPS by Protean eGov Technologies Ltd (formerly NSDL eGov)

*પેન્શન યોજના અંગે નાણામંત્રીએ કરી મોટી જાહેરાત*

*નાણામંત્રી નિર્મલા સીતારમણે નેશનલ પેન્શન સ્કીમ અંગે એક મોટું નિવેદન આપ્યું છે. તેમણે કહ્યું, 'NPSની સમીક્ષા કરવામાં આવશે અને આ માટે નાણા સચિવની અધ્યક્ષતામાં એક સમિતિની રચના કરાશે. કેટલાક રાજ્યોએ કર્મચારીઓ માટે જૂનું પેન્શન લાગુ કરવાનું વચન આપ્યું છે અથવા અમલમાં મૂક્યું છે. આ પછી કેન્દ્ર અને બાકી રાજ્યોના કર્મચારીઓ પણ OPS લાગૂ કરવા અથવા નવી યોજનામાં ફેરફારની માંગ કરી રહ્યા છે.*

The new APP gives your details of Subscribers account online. The Subscriber can access latest account details as is available on the CRA web site using user ID (PRAN) and password. The APP access your account details online and provides you with user friendly interface to browse through your account information. It also enables you to maintain your latest contact details and password.





The APP gives better user experience and provides additional functionality such as   

1. View current holdings

2. Request for Transaction Statement for the year on your email ID.

3. Submit Contribution for Tier I / Tier II

4. Change Scheme Preference 

5. Initiate withdrawal from Tier II account

6. View your Account details.

7. Download e-PRAN

8. Inquiry/ raise Grievance

9. View Last 5 contribution transactions carried out 

10. Change contact details like Telephone, Mobile no. and email ID. 

11. Change your Password / Secret Question

12. Regenerate password using secret Question/ OTP 

13. Get notifications related to NPS. 

Official App of NPSLite/APY by Protean eGov Technologies Ltd, formerly NSDL eGov

The new APP gives your details of Subscribers account online. The Subscriber can access latest account details using user ID (PRAN) and Bank Account details. The APP access your account details online and provides you with user friendly interface to browse through your account information. It also enables you to view your account holdings and download transaction statement and view recent contributions done in your account.

The APP gives better user experience and provides functionality such as   

1. View current holdings.

2. Download Transaction Statement for the year.

3. View your Account details.

4. View Last 5 contribution transactions carried out. 

Free direct Mutual Fund & NPS Investment app | Save your Tax and Grow Wealth


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With hassle-free account creation, easy to navigate and a fully automated KYC process, you will be investment-ready in no time. With most of the major banks supporting investing one-time or SIP in MF, investing in Mutual funds & National Pension Scheme has become very easy with Finbingo.


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Use the Mutual fund SIP calculator to decide on your investment horizon and financial goals.

✔️ National Pension System for the long-term view — keep a nest egg ready for the golden years

NPS is an innovative way to accumulate a corpus for retirement in a tax-efficient manner. At Finbingo, you can invest in NPS in a simple and convenient way. NPS provides financial security and helps you create wealth so that you can achieve your retirement goals without compromising your living standards.

✔️ Finbingo Portfolio Doctor

Portfolio Doctor analyses your consolidated mutual fund investments and provides unbiased analysis, so you can add health back into your wealth. Portfolio Doctor analyzes your investments at two levels. That is what allows us to offer customized and nuanced financial advice to every individual. At Fund Level, each fund is compared to its peers for many parameters e.g., Past Performance, Expense Ratio, Fund Manager’s Performance, Asset under Management etc. At the Portfolio level, we take a holistic view based on Past Performance, Expense Ratio, Fund Manager’s Performance etc.


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Provide your PAN and Email through which you made investments

Forward your CAS to Finbingo

View / Download your customized report

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With a Tax Planner, stay on top of your tax liabilities throughout the year. Tax Planner focuses on your individual tax savings before offering customized tax planning advice. All you need to do is provide income and investment details, and you will get suggestions that will enable you to save your tax right down to the last rupee and also grow your wealth.

✔️ Wealth Builder

Put your trust in Finbingo Wealth Builder and transform your financial strength. Building a corpus of funds for your future – immediate and long term – was never this easy. Use Finbingo Wealth Builder for free to take the guesswork out of your financial planning. Finbingo Wealth Builder is a simplified, easy-to-navigate financial planning tool that you can use today to plan for your secure tomorrow. 

અગત્યની લીંક 

NPS - National Pension System વિશે જાણો સરળ ભાષામાં  જુઓ આ વીડિયો 

With Finbingo Wealth Builder Analysis you will receive:

Full financial planning

Personalized portfolio analysis

Fiduciary advice with transparency

Finbingo is SEBI Registered Investment Advisor (INA000012166), BSE Registered Mutual Fund Distributor (CODE NO: 15048) and PFRDA Registered POP SE – 1694801 in association with HDFC Pension Management Company Limited POP – 1615939

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Saturday, September 25, 2021

Very Useful information about National Pension Scheme (NPS) for all Teachers who are in CPF.

Very Useful information about National Pension Scheme (NPS) for all Teachers who are in CPF.

Important Link

Download Useful Information : Click Here

Form 103 GD (Form for Withdrawal by Claimant due to Death of Government Employee)



As the function of pension relates to Right and being not under the provisions of the section 10 (1) of the Comptroller and Auditor General (Duties, Powers and Conditions of Service) Act, 1971. The State Government, with a view to expedite the disposal of the pension cases, decided to take over the dealing of pension from the Accountant General with effect from 1.4.1988 vide Govt.in Finance Department’s Government Resolution No. DPP/4887/453(1)/ P-1 dated 21.8.1987 .

Pension Payment Authority is being issued to all government servants eligible for pension on receipt of pension (sanction) papers duly sanctioned by the competent authority. Pension of the Class IV employees has been assigned to the Assistant Examiner of the District concerned vide Finance Department’s Resolution No. Misc./2000/D/903/P dated 16.3.2001 but it has been decided that work relating to authorization of the pension of the Daily wage workers, kotwals, Class-IV employees of Grant-in-Aid institutions, will be dealt by Directorate of Pension and Provident Fund only, as mentioned in this office Circular No.DPP/LM/Class IV/804/312 dated 27.3.2001. Pension of class IV employees has been assigned with effect from 01/12/2010 to Directorate of Pension and Provident Fund vide Finance Department’s Resolution No. Dated 10/02/2011. Pension work of District Panchayat Employees and Primary Teachers of the Panchayat has been taken over by Directorate of Pension and Provident Fund office vide Finance Department Resolution No: PRCH-102010-1617-CD-462|2014)-P Dated: 14/11/2014 w.ef-01/06/2015 Resolution No: PRCH-102010-1617 CD-462|2014)-P Dated: 26/12/2014 . Pension work of Academic staff of approved grant in aid primary schools and regular appointed employees of nagarpalika converted from gram & nagar panchayat vide finance departmant resolution no - PRCH - 102010 - 1617 - p dated: 01/03/2016.
Health insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance is risk among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement.[1] The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity.




According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment".[2]:225

A contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable ( annually, monthly) or lifelong in the case of private insurance. It can also be mandatory for all citizens in the case of national plans. The type and amount of health care costs that will be covered by the health insurance provider are specified in writing, in a member contract or "Evidence of Coverage" booklet for private insurance, or in a national [health policy] for public insurance.

(US specific) In the U.S., there are two types of health insurance - tax payer-funded and private-funded.[3] An example of a private-funded insurance plan is an employer-sponsored self-funded ERISA plan. The company generally advertises that they have one of the big insurance companies. However, in an ERISA case, that insurance company "doesn't engage in the act of insurance", they just administer it. Therefore, ERISA plans are not subject to state laws. ERISA plans are governed by federal law under the jurisdiction of the US Department of Labor (USDOL). The specific benefits or coverage details are found in the Summary Plan Description (SPD). An appeal must go through the insurance company, then to the Employer's Plan Fiduciary. If still required, the Fiduciary's decision can be brought to the USDOL to review for ERISA compliance, and then file a lawsuit in federal court.

The individual insured person's obligations may take several forms:[citation needed]

Premium: The amount the policy-holder or their sponsor (e.g. an employer) pays to the health plan to purchase health coverage. (US specific) According to the healthcare law, a premium is calculated using 5 specific factors regarding the insured person. These factors are age, location, tobacco use, individual vs. family enrollment, and which plan category the insured chooses.[4] Under the Affordable Care Act, the government pays a tax credit to cover part of the premium for persons who purchase private insurance through the Insurance Marketplace.[5](TS 4:03)

Deductible: The amount that the insured must pay out-of-pocket before the health insurer pays its share. For example, policy-holders might have to pay a $7500 deductible per year, before any of their health care is covered by the health insurer. It may take several doctor's visits or prescription refills before the insured person reaches the deductible and the insurance company starts to pay for care. Furthermore, most policies do not apply co-pays for doctor's visits or prescriptions against your deductible.

Co-payment: The amount that the insured person must pay out of pocket before the health insurer pays for a particular visit or service. For example, an insured person might pay a $45 co-payment for a doctor's visit, or to obtain a prescription. A co-payment must be paid each time a particular service is obtained.

Coinsurance: Instead of, or in addition to, paying a fixed amount up front (a co-payment), the co-insurance is a percentage of the total cost that insured person may also pay. For example, the member might have to pay 20% of the cost of a surgery over and above a co-payment, while the insurance company pays the other 80%. If there is an upper limit on coinsurance, the policy-holder could end up owing very little, or a great deal, depending on the actual costs of the services they obtain.

NPS Withdrawal Forms

Read Important instructions in Gujarati : Click Here 

Form 103 GD (Form for Withdrawal by Claimant due to Death of Government Employee) Download Pdf 

Indemnity Bond Download Pdf 

Relinquishment Deed Download Pdf 

KYC Form Download Pdf 

NOC Form Download Pdf 

Form 601 PW (Partial Withdrawal Form for Tier I account) Download Pdf 

Annexure_Addition Withdrawal Details Download Pdf


Exclusions: Not all services are covered. Billed items like use-and-throw, taxes, etc. are excluded from admissible claim. The insured are generally expected to pay the full cost of non-covered services out of their own pockets.

Coverage limits: Some health insurance policies only pay for health care up to a certain dollar amount. The insured person may be expected to pay any charges in excess of the health plan's maximum payment for a specific service. In addition, some insurance company schemes have annual or lifetime coverage maxima. 
Read More »

Saturday, May 8, 2021

Form 103 GD (Form for Withdrawal by Claimant due to Death of Government Employee)

 Form 103 GD (Form for Withdrawal by Claimant due to Death of Government Employee)

NPS Withdrawal Forms

Read Important instructions in Gujarati : Click Here 

Form 103 GD (Form for Withdrawal by Claimant due to Death of Government Employee) Download Pdf 

Indemnity Bond Download Pdf 

Relinquishment Deed Download Pdf 

KYC Form Download Pdf 

NOC Form Download Pdf 

Form 601 PW (Partial Withdrawal Form for Tier I account) Download Pdf 

Annexure_Addition Withdrawal Details Download Pdf


As the function of pension relates to Right and being not under the provisions of the section 10 (1) of the Comptroller and Auditor General (Duties, Powers and Conditions of Service) Act, 1971. The State Government, with a view to expedite the disposal of the pension cases, decided to take over the dealing of pension from the Accountant General with effect from 1.4.1988 vide Govt.in Finance Department’s Government Resolution No. DPP/4887/453(1)/ P-1 dated 21.8.1987 .

Pension Payment Authority is being issued to all government servants eligible for pension on receipt of pension (sanction) papers duly sanctioned by the competent authority. Pension of the Class IV employees has been assigned to the Assistant Examiner of the District concerned vide Finance Department’s Resolution No. Misc./2000/D/903/P dated 16.3.2001 but it has been decided that work relating to authorization of the pension of the Daily wage workers, kotwals, Class-IV employees of Grant-in-Aid institutions, will be dealt by Directorate of Pension and Provident Fund only, as mentioned in this office Circular No.DPP/LM/Class IV/804/312 dated 27.3.2001. Pension of class IV employees has been assigned with effect from 01/12/2010 to Directorate of Pension and Provident Fund vide Finance Department’s Resolution No. Dated 10/02/2011. Pension work of District Panchayat Employees and Primary Teachers of the Panchayat has been taken over by Directorate of Pension and Provident Fund office vide Finance Department Resolution No: PRCH-102010-1617-CD-462|2014)-P Dated: 14/11/2014 w.ef-01/06/2015 Resolution No: PRCH-102010-1617 CD-462|2014)-P Dated: 26/12/2014 . Pension work of Academic staff of approved grant in aid primary schools and regular appointed employees of nagarpalika converted from gram & nagar panchayat vide finance departmant resolution no - PRCH - 102010 - 1617 - p dated: 01/03/2016.

Health insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance is risk among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement.[1] The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity.




According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment".[2]:225

A contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable ( annually, monthly) or lifelong in the case of private insurance. It can also be mandatory for all citizens in the case of national plans. The type and amount of health care costs that will be covered by the health insurance provider are specified in writing, in a member contract or "Evidence of Coverage" booklet for private insurance, or in a national [health policy] for public insurance.

(US specific) In the U.S., there are two types of health insurance - tax payer-funded and private-funded.[3] An example of a private-funded insurance plan is an employer-sponsored self-funded ERISA plan. The company generally advertises that they have one of the big insurance companies. However, in an ERISA case, that insurance company "doesn't engage in the act of insurance", they just administer it. Therefore, ERISA plans are not subject to state laws. ERISA plans are governed by federal law under the jurisdiction of the US Department of Labor (USDOL). The specific benefits or coverage details are found in the Summary Plan Description (SPD). An appeal must go through the insurance company, then to the Employer's Plan Fiduciary. If still required, the Fiduciary's decision can be brought to the USDOL to review for ERISA compliance, and then file a lawsuit in federal court.

The individual insured person's obligations may take several forms:[citation needed]

Premium: The amount the policy-holder or their sponsor (e.g. an employer) pays to the health plan to purchase health coverage. (US specific) According to the healthcare law, a premium is calculated using 5 specific factors regarding the insured person. These factors are age, location, tobacco use, individual vs. family enrollment, and which plan category the insured chooses.[4] Under the Affordable Care Act, the government pays a tax credit to cover part of the premium for persons who purchase private insurance through the Insurance Marketplace.[5](TS 4:03)

Deductible: The amount that the insured must pay out-of-pocket before the health insurer pays its share. For example, policy-holders might have to pay a $7500 deductible per year, before any of their health care is covered by the health insurer. It may take several doctor's visits or prescription refills before the insured person reaches the deductible and the insurance company starts to pay for care. Furthermore, most policies do not apply co-pays for doctor's visits or prescriptions against your deductible.

Co-payment: The amount that the insured person must pay out of pocket before the health insurer pays for a particular visit or service. For example, an insured person might pay a $45 co-payment for a doctor's visit, or to obtain a prescription. A co-payment must be paid each time a particular service is obtained.

Coinsurance: Instead of, or in addition to, paying a fixed amount up front (a co-payment), the co-insurance is a percentage of the total cost that insured person may also pay. For example, the member might have to pay 20% of the cost of a surgery over and above a co-payment, while the insurance company pays the other 80%. If there is an upper limit on coinsurance, the policy-holder could end up owing very little, or a great deal, depending on the actual costs of the services they obtain.

Exclusions: Not all services are covered. Billed items like use-and-throw, taxes, etc. are excluded from admissible claim. The insured are generally expected to pay the full cost of non-covered services out of their own pockets.

Coverage limits: Some health insurance policies only pay for health care up to a certain dollar amount. The insured person may be expected to pay any charges in excess of the health plan's maximum payment for a specific service. In addition, some insurance company schemes have annual or lifetime coverage maxima. I
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